The end of the year is just around the corner, and you are busy getting ready for the holiday celebrations. Your dentist in North Austin says to be sure to leave some room on your priority list for taking care of your oral health, though. Find out how to maximize your current dental insurance as you continue reading.
WHAT YOU NEED TO KNOW ABOUT DENTAL INSURANCE
On average, dental insurance costs around $350 annually for individual benefits. And for most plans, there is a $1,000 to $1,500 yearly maximum for coverage. Unfortunately, less than 3% of the Americans with dental insurance will maximize their coverage by the end of the year. That means that insurance companies are collecting unused premiums and patients are missing out on the care they need.
HOW COVERAGE IS DISBURSED
Generally, coverage is disbursed similarly for all insurers. The following shows how different types of care are classified:
- Preventive Care – Basic dental checkups, teeth cleaning and X-rays are generally considered as preventive care. Because they save you and your insurance company money in the long-term, these visits are highly encouraged. Therefore, 80 to 100% of the costs are usually covered by your dental insurance.
- Basic Care – Restoration dentistry procedures like fillings, dental crowns or dentures are typically classified as basic care. Your dental insurance will generally cover 50 to 80% of the costs.
- Major Care – For services like orthodontic treatment, dental sedation or custom oral appliances, your benefits will usually pay for 20 to 70% of the related fees.
WHY NOW IS THE TIME!
It’s important to be proactive in scheduling a visit with your local dentist because December 31st is rapidly approaching. After that, this year’s coverage will be lost, as most dental insurance companies renew benefits at the start of the new year.
HOW TO GET STARTED
There are no special hurdles you have to leap to receive care from Bruno Integrative Dentistry. All that is required is to reach out to one of the friendly staff members to schedule your first visit.
The practice isn’t in network with any insurance plans, but there are affordable finance options available through the CareCredit program.
About the Author
Dr. Candace Bruno earned her DMD degree from Temple University School of Dentistry, and she would later go on to receive advanced postgraduate training from world-renowned Spear Education. Dr. Bruno provides comprehensive care, and she helps patients maximize their dental insurance coverage at Bruno Integrative Dentistry. She can be reached for more information through her website.